Table 4 Factors pathways analysis

Self-Esteem → Ease of utilization

0.416

0.171

2.290

0.022

Accept

Stress and anxiousness → Ease of utilization

0.048

0.074

0.649

0.516

Reject

Stress and anxiousness → Expected benefits

0.079

0.059

1.299

0.159

Reject

Ease of utilization → Expected benefits

0.591

0.138

3.905

***

Accept

Self-Esteem → Expected benefits

0.469

0.167

2.6575

0.007

Accept

Ease of utilization → Attitude towards AI usage

0.478

0.134

3.442

***

Accept

Expected benefits → Attitude towards AI usage

0.389

130

3.041

0.002

Accept

Expected benefits → Attitude towards AI usage

0.700

0.128

5.399

***

Accept

Attitude towards AI usage → Expected benefits

0.824

0.135

6.032

***

Accept

Expected benefits → Behavioural intention

0.022

0.121

0.099

0.928

Reject