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Table 3 Heterotrait-monotrait ratio (HTMT).

From: Modelling the perspectives of distance education students towards online learning during COVID-19 pandemic

Variables AOG FOG OLPM USE
AOG 0    
FOG 0.473 0   
OLPM 0.354 0.439 0  
USE 0.030 0.036 0.043 0
  1. The bolded zero (0) values mean that there is no discrimination of the same variable on itself