Smart Learning Environments

Table 3 Heterotrait-monotrait ratio (HTMT).

From: Modelling the perspectives of distance education students towards online learning during COVID-19 pandemic

Variables	AOG	FOG	OLPM	USE
AOG	0
FOG	0.473	0
OLPM	0.354	0.439	0
USE	0.030	0.036	0.043	0

The bolded zero (0) values mean that there is no discrimination of the same variable on itself

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